Asset Protection Strategies: How to Safeguard Your Wealth
What do we mean when we say "Asset Protection"? To answer that, we first need to understand to what “assets” we are actually referring. Over the course of your life,…
Solo 401k vs SEP IRA: Best Retirement Plan for Self-Employed
Self-employment can offer an excellent work-life balance, as well as other freedoms and lifestyle benefits! Hahaha...wasn't that funny. Seriously though, self-employment will likely be the cause of you working 80…
Big Picture Investing 101: Why You Should Care in 2024
If you have been poking around my blog, you’ve probably figured out that my ultimate goal is to help you reach some version of "financial independence" (or even just plain…
Incorporate Yourself: Save $$, Guard Assets, Gain Cred(it): 2024
So you are a freelancer or independent contractor, and you want to know how to incorporate yourself. Smart. I feel that if you are self-employed in this way, you're in…
The Financial Planning Process: Your Route to Financial Independence!
The financial planning process is all about "planning" for your retirement far before your arrival there. You need to think of retirement as a destination. I like to call it…
How to Make Your Money Work for You: 7 Modern Methods for Investing in “The Market”
You work hard for your money – but does your money work hard for you? No one wants to work until they die, right?If you feel like you never have…
The 5 Critical Components of Real Estate Investing Returns
Real estate investing is a big piece of my financial pie. I think about real estate investing in the same way I think about public markets investing: I look at…
Real Estate Strategy 101: Learn the Basics, the Lingo, and the Opportunities
Investing in real estate is well-known as one of the most effective ways to increase wealth. It also can have the added benefit of generating passive income, which allows you…
17 Top Retirement Planning Courses 2025: Pick Right, Live Well
A recent survey found that 20 percent of Americans above the age of 50 have no retirement savings, and more than half are worried they will not have enough money…
How to Cut Down on Fixed and Variable Expenses (Without Feeling Deprived)
Saving money can feel like a monumental task, but with a few clever adjustments, you can make significant dents in your monthly expenses—without feeling like you’re missing out. Here’s a…
What is Supplemental Life Insurance Vs. Basic Life Insurance?
You don't have to be an extreme risk-taker to need life insurance.Life insurance is an essential tool to protect your loved ones financially, ensuring you leave behind a legacy, not…
How Financial Due Diligence Firms Help Minimize Investment Risks
When private equity firms make investments, they look for opportunities that promise significant returns. But with these opportunities come risks—sometimes hidden beneath layers of financial complexity. That’s where financial due…
Out-of-Network Doctor? Save Big with Single Case Agreements
Sometimes life throws us curveballs. Whether it’s a new job, a change in insurance, or a move to another city, you may find yourself in a position where you can…
W4 vs W2 vs W9 vs 1099 Tax Forms: What Are the Differences?
W4, W2, W9, and 1099 are all tax forms, but they serve very different purposes. Let's compare. W4 vs W2 vs W9 vs 1099 Summary FormW-4W-2W-91099What It's ForTells your employer…
How to Raise Your Credit Score 200 Points in 30 Days!
Imagine transforming your credit score by 200 points in just 30 days—sounds pretty incredible, right? While the challenge of a major credit score overhaul in just 30 days might be…
Financial Advisor Websites: Hiring the BEST Design Company!
Your hard work and dedication have earned you a reputation as a trusted financial advisor. Now, it’s time for your website to showcase that success! In the financial services world,…
Easy Guide to The What, When, Why & How of Bookkeeping and Accounting
In a recent study, the American Institute of CPAs (AICPA) discovered that nearly 60% of Americans feel overwhelmed at the thought of managing their finances. Deciding whom to turn to…
10 Tips for Moving to a New City: From Survive to Thrive!
Moving to a new city is both thrilling and challenging. I remember moving with my husband and son from Los Angeles to Florida and feeling completely overwhelmed. While we had…
Can a Driveway Gate Increase Your Home’s Value and Appeal?
Homeowners are constantly searching for ways to amplify their property's value and appeal. A driveway gate is a lesser-known option that offers more than just a boost to your home’s…
Retiring in Scottsdale AZ: Pros, Cons, Costs & More 2024
You're teeing off at a world-class golf course as the sun rises over the Sonoran Desert, painting the sky in hues of orange and purple. Is this a vacation fantasy…
How Risk Averse Are You? A Guide to Smarter Investing
First it was cryptocurrencies, then meme stocks, then NFTs. Back in 2021 it felt like everyone was taking enormous risks in the hopes of striking it rich. But even though…
The Impact of Mobile Apps on International Money Transfers
Since the pandemic and the subsequent rise of remote work, it has become more critical than ever to have reliable and easy ways to transfer money internationally. According to the…
Personal Capital Review 2024: Pros, Cons and Features
If you're looking for a tool that will give you Wall Street-like returns (without requiring you to live in New York), consider using Personal Capital. Created in 2009, Personal Capital…
Acorns vs Robinhood, Webull & M1 Finance: Best App in 2024
Are you looking to up your investing game? Do you want the stock market to make your money work for you? Are you sick and tired of sitting on the…
How to be a Successful Financial Advisor: 4 Top Tips
Have you recently begun your career as a financial advisor? As of 2023, 10,087,830 people were employed in the financial service industry. The finance industry's growth rate was .2%, and…
S Corp Filing Requirements by State: 2024 Update, 50 States
If you currently are a freelancer, sole proprietor or independent contractor you very likely could see some great tax benefits by switching to an INC or LLC that files its…
Investing in Ambergris Caye Belize Real Estate Paradise
If you're looking for a fun and worthwhile real estate hunting trip, consider booking a flight to the Central American country of Belize. Buying gorgeous Ambergris Caye Belize real estate…
Retiring to Jupiter FL? 13 Facts to Know Before You Go
Jupiter, Florida: where golf courses outnumber traffic lights, and the Atlantic Ocean serves as your morning coffee backdrop. Tellingly, IRS data shows Jupiter's population growing 1.5 times faster than it's…
Cryptocurrency Investment Strategy: Top 5 Rules for Noobs!
While the crypto market can be incredibly exciting, it's also quite daunting, especially for beginners. Fear not! A solid cryptocurrency investment strategy can boost your money-making potential while decreasing your…
60k a Year Is How Much an Hour? (And How Do I Budget for That Salary?)
60k a year is how much an hour? And how do you budget for a 60k salary? Let's find out. If you're a high school teacher, public relations specialist, zoologist,…
Retiring to Winter Haven: Pros, Cons & Costs in 2024
Imagine reeling in a trophy bass on a misty morning, then unwinding with lakeside yoga at sunset - not on vacation, but every day of your retirement. In Winter Haven,…
How Much Does a Moving Company Cost?
Whether you just bought a house or opted to rent, you need to start planning the financials of your move. Deciding between doing it yourself or hiring professional movers can…
Renting vs Owning: Why Owning Your Home Is a Smart Move
Are you pondering the very often debated topic of renting vs owning a home? Well apparently so are a lot of people these days. I don't know about you, but…
Understanding the 1031 Exchange Timeline and Rules
A 1031 exchange timeline is worth investigating and enduring the hassle of abiding by. Here's why... When you sell an investment property at a profit, you typically have to pay…
Retiring in Panama City Beach FL? What You Should Know 2024
Sipping a margarita while watching the sun set over the Gulf of Mexico sounds dreamy, yet it's absolutely real for retirees in Panama City Beach. But here's the million-dollar question:…
Top 5 Small Business Venture Money-Saving Tips
When starting a new small business venture, every cent matters. You probably don’t have loads of cash to chuck around right now, which means you’ll have to be extra careful…
Adobe vs Avid vs BlackMagic vs Mac: Top Video Editors for 2024
Adobe vs Avid vs BlackMagic vs Mac ...which one is best? With the abundance of websites and social media these days, it's easy to get lost in the shuffle. Videos…
Why Retirees Love Greenville, SC (And Why You Might Not)
Picture this: You're strolling down a charming Main Street, sipping locally roasted coffee, while the Blue Ridge Mountains paint a stunning backdrop. Welcome to Greenville, SC - a retiree's paradise…
Tether Price Prediction: What’s in Store for 2024?
What Lies Ahead for the Stablecoin Stablecoins are considered a safer bet for crypto investors, especially during times of enormous market volatility. Tether has a long reputation as the leading…
MPI Account: The Golden Retirement Plan or Risky Gamble?
An MPI (Maximum Premium Indexing) account combines life insurance and a retirement plan. It's pitched as having the ability to compound your wealth at a higher-than-average rate while protecting your…
Uncovering Good Cap Rates: My Easy Cap Rate Calculator
You may have an understanding that real estate is a solid investment choice. You may even be at the point where you have started looking! But once you find an…
Best Business Credit Cards That Don’t Impact Personal Credit
If you’re a business owner of any type, then you should have a business credit card. It’s a great tool to help with day-to-day operations, manage cash flow, and even…
The Benefits of Money Lending Apps: Unlock Financial Freedom
Money lending apps enable lending firms to offer their clients a secure, swift, and user-friendly avenue for acquiring necessary funds and repaying loans. These apps are revolutionizing the way individuals…
Why a Clear Organizational Structure is Critical for Business Success
Does your business lack a clear organizational structure? A well-defined organizational structure is more than just a chart outlining reporting relationships and job titles. It is the backbone of a…
Personal Budget Categories: How to Decide +Free Template (GSheets & Excel)
Do you want to maximize your income and invest your savings in order to increase your net worth and maybe even retire early? Well then, it all starts with a…
Retiring in Flagstaff AZ: Pros, Cons, Costs & More, 2024
Would you be surprised to find that Americans looking for retirement destinations search for Flagstaff, Arizona, more than 33,000 times each year? (2024 Semrush search volume data) That’s not a…
10 Remote Jobs That Pay $100/Hour or More (That Don’t Suck)
There are not many careers with jobs that pay 100 an hour or more and can be worked remotely. Not too long ago, no job could have! Luckily, times have…
1099 vs W2 Tax: Estimate Taxes as Contractor or Employee
Chances are you're reading this because you're an independent "1099" contractor and want to know how much tax you'll need to pay. Or, you're a full-time "W2" employee and want…
17 Mindset Differences: How the Rich Think vs The Poor
I hate to put things in terms of the rich vs poor, but when it comes to amassing and keeping money, wealthy people do think inherently differently from poor people.…
10 Effective Ways to Avoid Software License Compliance Risks
10 Ways How To Avoid Software License Compliance Risks was written for Playlouder by a contributing author. Please note that contributing opinions are that of the author. They are not…
6 Digital Solutions to Streamline Recruiting and Hiring
6 Ways to Digitize Recruiting and Hiring Processes was written for Playlouder by a contributing author. Please note that contributing opinions are that of the author. They are not always…
Top Inverse ETFs to Short the Market (& Come Out On Top)
ETFs That Short the Market was written by Jeff Fang of Financial Pupil. Jeff is a Harvard 2025 student who is passionate about learning, living, and sharing all things personal…
What Is Voluntary Life Insurance?
Voluntary life insurance is a type of coverage that is typically offered through an employer as part of a voluntary benefits package. It’s a choice-driven model where individuals personally select…
The Independent Contractor (1099 Employee) Guide to Finances
Hey there, fellow freelancer! Ready to take charge of your finances and make the most of your independent contractor status? Being your own boss comes with some sweet perks, including…
Top 7 Sites for Free Uncopyrighted Music for Videos in 2024
Anyone who’s ever made a video knows that finding good free music is one of the hardest parts of the job. Here’s all the info you need to make your…
Become a Millionaire: 16 Critical Dos and Don’ts
It's no longer "Who Wants to Be a Millionaire" but how to become a millionaire. You don't have to be a contestant on a game show, win the lottery, or…
How Much Money Should I Have Saved by 30 (and 40 and 50)?
As the American workforce ages, it's common to think about how much money you've set aside for retirement. You may also wonder if you've saved enough to leave the workforce,…
Best Time to Get Life Insurance by Age: Rates Analyzed
Life Insurance Rates By Age was written for Playlouder by a contributing author. Please note that contributing opinions are that of the author. They are not always in strict alignment…
Real Estate Agents’ Income in 2024 and How to Succeed
Real Estate Agents' Income in 2024 and How to Succeed originally appeared on Your Money Geek, and has been republished with permission. If you’re considering starting a new career as…
Top 5 Reasons to Invest in a Rental Property Business
In the realm of investments, few opportunities offer the stability, versatility, and potential for long-term wealth as real estate, particularly rental properties. While the allure of the stock market or…
Gusto Payroll: A Comprehensive Review and Pricing Guide
You wake up in the morning and hop out of bed, ready to tackle the day! You throw on your best outfit and do your morning routine, grateful that you…
6 Top Benefits of 3D Visualization in Real Estate Marketing
Real estate deals can live or die based on a first impression. That’s why powerhouse real estate professionals are leveraging innovative tools like 3D visualization and rendering to gain a…
Personal Bookkeeping Mastery: Budgeting, Tracking, Tools, and Techniques
According to a survey published in 2024 by leading financial analyst The Motley Fool, nearly 91 million Americans say that they’d have a hard time raising $400 in a pinch.…
Quickbooks vs Freshbooks, Xero & Quicken: What to Use in 2024
If you are just starting a business, or even if you've been in business for a while, you need to compare QuickBooks vs Freshbooks vs Xero vs Quicken Home &…
Navigating Your Business Journey with a Business Coach and Mentor
Embarking on a business venture can be an intimidating journey. While your innovative ideas hold the potential to revolutionize industries, the absence of strategic planning and the support of a…
How Do Credit Cards Work
Credit cards are convenient for consumers who want to make purchases without cash. However, there can be hidden costs to using credit cards. Cardholders must understand how credit cards function…
Protecting Love and Assets: 10 Unfiltered Opinions on Prenuptial Agreements
Let's face it, discussing prenuptial agreements isn't exactly the most romantic topic for couples gearing up to tie the knot. But it's a conversation that needs to happen, right? It's…
Startup Stars: 14 Most Fascinating Industries for Entrepreneurs
Thinking of starting your own business but not sure where to start? We've scoured Reddit to bring you insider views from those who've turned their unique visions into thriving businesses.…
How Do Student Loans Work?
Higher education opens doors to knowledge, growth, and endless possibilities. Unfortunately, it also introduces the burden of student loans and the daunting question: how do student loans work? Managing debts…
Warren Buffett Investment Strategy: Top 10 Golden Rules
Picture this: a young kid, totally hooked on numbers, who turns those early passions into a journey that leads him to become one of the wealthiest and best-known investors on…
How to Day Trade for a Living
For a small and select group of people, day trading is a lucrative career because their unique knowledge and industry expertise help them capitalize on the market's short-term fluctuations. However,…
Crypto Trading Robot Platforms: What You Need To Know
In the turbulent world of cryptocurrency trading, success hinges on your ability to harness the right tools. Crypto trading robot platforms have undeniably altered the landscape of digital asset trading, offering…
Pairs Trading for Newbies
Pairs trading is a strategy that involves buying one stock and simultaneously selling another stock. Pairs trading aims to profit from the spread between the two stocks (i.e., their price…
How to Save for Retirement (9 Practical Tips)
Retirement is a well-deserved period that brings an opportunity to loosen up after a busy career. However, this dream can turn into a nightmare without proper financial planning. Here are…
7 Actionable Tips for Ensuring Your Bitcoin and Crypto Wallet Security
As cryptocurrencies become more popular, related scams are also on the rise. Crypto wallet attackers and scammers use tricks like phishing emails and social engineering to target unprotected crypto wallets.…
Is Your Ice Cream Cart for Sale Because of Off-Season Slump?
Have the low profits of your ice cream business in winter months caused you to give up and list your ice cream cart for sale? Don’t throw in the towel…
Navigating Business Interruptions: 6 Strategies for Resilience and Recovery
Whether it’s economic shifts, natural disasters, or technology failures, business interruptions are a significant financial concern. Imagine facing the aftermath of an unexpected natural disaster that wreaks havoc on your…
10 Best Things to Splurge On: Here’s What Women Confessed
Whether you live frugally by choice or necessity, there are always things you will want to splurge on. On an online forum, a group of women shares all the purchases…
12 Of The Best Side Hustles that Pay Weekly
In today’s fast-paced world, side hustles have become the go-to for many looking to earn a little extra cash without ditching their full-time job. You can earn a handsome amount…
10 Tax Return Company Options for Doing Your Taxes…Yourself!
Am I the only one who gets excited about filing taxes? OK, I don't get excited about it either. Sorry. Most people only think about doing their taxes with an…
9 Great Part Time Jobs for Teens in 2023
Below are several jobs for teens, as recommended by people on an online job forum. Teenagers can gain independence, financial responsibility, and essential life skills through the experience of earning…
10 Unique Luxury Escapes in the USA
Looking for a unique Luxury escape here in the US? Check out this collection of outstanding options. Whether you're looking for relaxation, adventure, or family fun, tons of great resorts…
10 Best Tips for Saving Money at the Grocery Store
This list is an eye-opener for shopping smart and saving money at the grocery store. With so much financial stress, it's good to save when and where you can, and…
16 Big (And Little) Money Wasters That People Indulge Anyway!
Americans have several collective addictions, and wasting money is among the nastiest. Yet, for some reason, we forget how hard we worked to earn the money when it comes time…
How To Ask For A Raise: Strategizing Your Approach To Success
How to ask for a raise? The hesitation to request a raise, even when warranted, is often due to underlying anxiety. This apprehension may arise from feeling it's too big…
Square Payroll vs Gusto Payroll vs ADP: Choosing The Best Payroll Software
In 2023 alone, the IRS collected approximately $8.6 billion in penalties on incorrectly filed employment taxes. The US Bureau of Labor Statistics estimates that an SMB with roughly 100 employees…
Best Alt Coins to Watch At The End of 2023
While 2022 was a poor show for digital currencies, the sector has witnessed massive growth overall. The current bear market triggered drops in cryptocurrencies’ prices and caused some project’s downfall.…
Average Net Worth By Age (Spoiler Alert: We Need To Do Better!)
Curious about how your finances stack up with others your age? We've analyzed the 2019 Survey of Consumer Finances (SCF) to give you a clear picture of the average net…
Average Income by Age (For the Whole Family, Before Taxes)!
Wondering how your earnings compare to others in your age bracket? We've sifted through the 2019 Federal Reserve Survey of Consumer Finances (SCF) to break it down for you. Let's…
10 Worst Ways to Make Extra Money in 2023: Don’t Try Them
In the digital age, making money has become easier than ever. There are endless ways to make extra money with just a click of a button! However, amidst such moneymaking…
7 Awesome Personal Finance Books That Will Increase Your Wealth (and Improve Your Life)
Almost 37% of Americans making under $50,000 a year, and another 18% earning between $50,000 and $74,000, don't have enough savings for emergencies. That's bad! If your money situation also…
12 Strange Interview Questions That Will Leave You Scratching Your Head
Interviewing for possible jobs is stressful and grueling. Some people even train for interviews to raise their likelihood of landing the job. But all that preparation cannot circumvent that some…
Top 10 Wealthiest Actors in the World
Getting rich and famous is the ultimate dream for many. The entertainment industry has created numerous opportunities for actors to achieve this dream and become multi-millionaires. Let’s take a look…
10 Of The Dumbest Purchases People Regretted Immediately (But Were Also Kinda Funny:)
What are the dumbest purchases you have ever made? Well, I have made my share of idiotic investments. For example, I accepted a "free tablet" from my cell phone carrier…
10 Clever Ways to Save Money: Start Today
Saving money is a goal for many people, but it can often feel daunting and overwhelming. The good news is that many small habits can help you save money over…
7 of The Most Common Cash Jobs in 2023
Are you trying to find ways to bring in some extra cash? Odd jobs can be a great way to do just that. Cash jobs–those paid directly in cash as…
How to Apply for a Job Online: Critical Do’s and Don’ts
In today's digital age, applying for jobs online has become the norm. With just a few clicks, you can submit your resume and cover letter to potential employers while still…
How to Start an Online Business from Home: 13 Simple Steps
Anyone can start a successful online business from the convenience of their own home with the proper knowledge, resources, and strategy. The opportunities for success are endless. Here are some…
10 Best Examples of Money Well Spent
We all want to save money when possible, especially those who must or choose to live more frugally. But, on the flip side, some purchases are worth the expense for…
Top 10 Richest Female Rappers In the Game!
Music has been an industry for creating millionaires, with rappers being among the top earners of the genre. The rise of female rappers in the music industry has been making…
10 Worst Money-Making Scams Preying on Unsuspecting Folks
The only thing more lacking than Americans' financial literacy rates is their...literacy rates. Schools aren't doing anything to prepare students for the ruthless realities of the financial system, and many…
10 Ridiculously Funny Scams People Admitted to Falling for
Scams may be as old as recallable memories, but the advent of the internet took them to all new levels. Of course, you're likely conversant with the classic "Nigerian Prince"…
11 Most Expensive Cars in the World
When money's not an issue, the road becomes your playground for top-tier cars that are all about luxury and speed. In this blog post, we're diving into the world of…