4 Acts to Unlock Early Financial Independence and Living Your Life
You're probably living your life in "3 Acts"---so were we. (This may sound a bit esoteric right now, but just bear with me.) When we finally realized that life was…
Asset Protection Strategies: How to Safeguard Your Wealth
What do we mean when we say "Asset Protection"? To answer that, we first need to understand to what “assets” we are actually referring. Over the course of your life,…
Renting vs Owning: Why Owning Your Home Is a Smart Move
Are you pondering the very often debated topic of renting vs owning a home? Well apparently so are a lot of people these days. I don't know about you, but…
Solo 401k vs SEP IRA: Best Retirement Plan for Self-Employed
Self-employment can offer an excellent work-life balance, as well as other freedoms and lifestyle benefits! Hahaha...wasn't that funny. Seriously though, self-employment will likely be the cause of you working 80…
Big Picture Investing 101: Why You Should Care in 2024
If you have been poking around my blog, you’ve probably figured out that my ultimate goal is to help you reach some version of "financial independence" (or even just plain…
Personal Budget Categories: How to Decide +Free Template (GSheets & Excel)
Do you want to maximize your income and invest your savings in order to increase your net worth and maybe even retire early? Well then, it all starts with a…
Incorporate Yourself: Save $$, Guard Assets, Gain Cred(it): 2024
So you are a freelancer or independent contractor, and you want to know how to incorporate yourself. Smart. I feel that if you are self-employed in this way, you're in…
Personal Bookkeeping Mastery: Budgeting, Tracking, Tools, and Techniques
According to a survey published in 2024 by leading financial analyst The Motley Fool, nearly 91 million Americans say that they’d have a hard time raising $400 in a pinch.…
The Financial Planning Process: Your Route to Financial Independence!
The financial planning process is all about "planning" for your retirement far before your arrival there. You need to think of retirement as a destination. I like to call it…
How to Make Your Money Work for You: 7 Modern Methods for Investing in “The Market”
You work hard for your money – but does your money work hard for you? No one wants to work until they die, right?If you feel like you never have…
The 5 Critical Components of Real Estate Investing Returns
Real estate investing is a big piece of my financial pie. I think about real estate investing in the same way I think about public markets investing: I look at…
The Ups and Downs of Reinventing Your Life At 43 With a Kid
So...Hello! We are Joe and Kristin DiSanto, a former executive producer/business owner and a former film/commercial editor from Los Angeles. Since meeting and marrying in Los Angeles, we spent many…
Real Estate Strategy 101: Learn the Basics, the Lingo, and the Opportunities
Investing in real estate is well-known as one of the most effective ways to increase wealth. It also can have the added benefit of generating passive income, which allows you…
What is the Difference Between Term and Whole Life Insurance?
Are you considering buying life insurance but don't know where to start? Here's a money-saving tip: get it while you're still young(er) and healthy! Now, let's look at the two…
Making a Will – 10 Facts You’ll Definitely Want to Consider
Making a Will was written by Andrew Herrig, and originally appeared on Your Money Geek. It has been reposted with permission. The pandemic has changed people's thinking on many things,…
Investment Vehicles: What Are They and What Are the Risks?
According to the 2019 Schwab Modern Wealth Survey, Americans believe someone to be "wealthy" if they have at least $2.3 million in net worth. Arguably, the best approach to building…
What Are Stocks? And How To Invest in the S&P 500
Are you a new investor who is looking for ways to build wealth? More than 50 percent of households in the United States invest in some form in the stock market. …
What is a Dividend and Why Would You Invest in Dividend Stocks?
Dividends can be a very valuable part of your investment portfolio. They can reduce your overall portfolio risk, increase your profits, and offer tax advantages. But what are dividends? And…