
YOUTUBE VIDEO: Discover If WordPress Is Right For Your Small Business
Hi there! Join me in this video where I share insights on WordPress, a free, open-source platform for website building. I discuss the differences between WordPress, Squarespace, and Wix, highlighting…

YOUTUBE VIDEO: Pay Back Student Loans Faster By Cutting These Expenses
Hey there! In this video, I discuss some practical financial tips to help you save money. I highlight the importance of delaying getting a pet until your loans are managed,…

YOUTUBE VIDEO: Are You Financially Ready to Buy a House?
In this video, I discuss the key signs indicating financial readiness to buy a house. I cover aspects such as down payments, debt-to-income ratio, long-term planning, family considerations, and emergency…

YOUTUBE VIDEO: Strategies To Become Debt-Free Faster
In this video, I delve into the concept of debt, distinguishing between secure and unsecured debts like mortgages and credit cards. I emphasize the importance of managing high-interest credit card…

YOUTUBE VIDEO: Quicken Tutorial: How to Wrangle & Categorize Your Amazon Purchases
Have you been categorizing all your Amazon purchases under one Quicken category? There's a better way. In this easy tutorial, I'll show you how to handle your Amazon purchases like…

YOUTUBE VIDEO: Finding Financial Relief from High Mortgage Payments
In this video, I discuss strategies for managing mortgage payments that are straining your finances. I explain the option of refinancing to lower interest rates and extend payment periods. It's…

YOUTUBE VIDEO: Situations Where You Would Use Your Emergency Fund
Hey there, it's Joe DiSanto. In this video, I discuss the importance of an emergency fund and when to use it. The primary scenario for using the fund is during…

YOUTUBE VIDEO: Is Your Current Retirement Savings Plan Enough For You?
In this video, I discuss the importance of personalized retirement savings rates based on individual financial goals. I emphasize the need for calculating exact savings amounts and investment returns rather…

YOUTUBE VIDEO: Who MUST Get a 1099 Form From You
In this video, I will explain the circumstances in which you would send a 1099. Frankly, it's quite confusing!

YOUTUBE VIDEO: The Secrets to Effortless 1099 Creation with Tax1099.com
Get ready to create 1099 forms effortlessly with Tax1099.com! Follow this step-by-step walk-thru to learn the secrets to easy 1099 creation.

YOUTUBE VIDEO: Quicken Tutorial: 1099 Creation Step-by-Step
Tax time can be stressful, but sending out 1099s doesn't have to be! In this Quicken tutorial, I teach you how to use your data from Quicken to create 1099s…

YOUTUBE VIDEO: Quickly (And Accurately) Generate Your 1099s with QuickBooks Online
Learn how to quickly generate your 1099s with QuickBooks Online in this step-by-step tutorial. I'll simplify the process, help you avoid pitfalls, and ensure you stay compliant with tax regulations!

YOUTUBE VIDEO: Can You Use 401k Money For A Down Payment On A House?
In this video, I discuss the option of utilizing 401k funds for a down payment on a house. I explain the rules and regulations surrounding 401ks, including the possibility of…

YOUTUBE VIDEO: Smart Strategies for Roth 401k Conversions and Retirement Planning
In this video, I discuss the differences between traditional and Roth 401k accounts, focusing on tax implications and strategic conversion opportunities. I explain how each account type works, the tax…

YOUTUBE VIDEO: Two Simple Yet Effective Ways to Boost Your Credit Score
Hey there! In this video, I discuss the two most powerful ways to improve your credit score. Firstly, removing late payments and delinquencies can significantly boost your score, although it…

YOUTUBE VIDEO: A Beginner’s Guide to Purchasing Bitcoin Easily
Hey there, it's Joe DiSanto. In this video, I discuss simple methods to purchase small amounts of Bitcoin, like $5,000 or less. I explain how ETFs offer easy exposure to…

YOUTUBE VIDEO: EINs, TINs or ITINs – What’s the Best Choice for You?
Hey there! In this video, I break down the differences between EINs, TINs, and ITINs. EIN is like a social security number for your business, while TIN covers a broader…

YOUTUBE VIDEO: WARNING Don’t Fall Victim to Predatory Debt Consolidation
In this video, I discuss predatory lending, focusing on debt consolidation. Predatory lending involves financial institutions using deceptive tactics, hidden fees, and lack of transparency. I explain the two methods…

YOUTUBE VIDEO: Can You REALLY Afford Housing Costs on Social Security?
In this video, I delve into the average 2024-2025 Social Security benefits vs housing costs, focusing on the average payout of around $2,000 a month. I compare housing costs in…

YOUTUBE VIDEO: Building Wealth and Smart Money Moves
Hey there! In this video, I discuss the reasons why some Americans build wealth more successfully than others and share insights on smart money moves. I highlight the importance of…

YOUTUBE VIDEO: What’s Holding You Back from Achieving Financial Independence?
Hey folks, in this video, I delve into the concept of the Financial Independence (FI) ratio, a key metric in the FIRE (Financial Independence, Retire Early) movement. I explain how…

YOUTUBE VIDEO: Tips to Manage Compulsive Online Spending
In this video, I discuss the dangers of compulsive spending, especially in the age of online shopping. I provide strategies like implementing time delays before purchases and seeking approval from…

YOUTUBE VIDEO: Don’t Let Cash Gifts Ruin Your Holiday Cheer! Know the Tax Rules
Hey there! In this video, I delve into the best money gifts for holidays, discussing cash, stocks, and savings bonds. I explain how the choice depends on the recipient's age,…

YOUTUBE VIDEO: Can You Live Off $500,000 for the Rest of Your Life?
Hello, it's Joe DiSanto discussing the adequacy of $500,000 for retirement and money management strategies. I emphasize understanding retirement needs, cost of living, and investment returns. I urge you to…

YOUTUBE VIDEO: Will You Outlive Your MONEY? The Hidden Dangers of Longevity Risk?
Hello, it's Joe DiSanto. In this video, I delve into the concept of longevity risk in retirement planning. With advancements in medical care, we're living longer, posing challenges to sustaining…

YOUTUBE VIDEO: Want College Savings Success? Watch This 529 Plans Guide
In my YouTube session, I discussed 529 plans, emphasizing that account ownership affects control and financial aid considerations. I advise considering alternatives like custodial accounts or irrevocable trusts for more…

YOUTUBE VIDEO: Are You Prepared for the Next Economic Downturn?
Hey there! In this video, I discuss the idea of holding cash during a recession for financial security. I explore the importance of emergency funds and the balance between comfort…

YOUTUBE VIDEO: STOP Letting Holiday Spending Drain Your Home Equity
Hey there! In this video, I discuss the idea of using home equity to cover holiday spending. I explain when it might be wise to tap into home equity for…

YOUTUBE VIDEO: Is Financing Holiday Gifts REALLY Worth the Cost?
In this video, I address the question of whether it's advisable to finance holiday gifts through methods like credit cards, buy now pay later, or personal loans. I emphasize the…

YOUTUBE VIDEO: Real Estate in Retirement Planning
Hey there, it's Joe DiSanto. I discuss the pros and cons of including real estate in your retirement plan. Real estate can offer equity appreciation but may not provide reliable…

YOUTUBE VIDEO: Understanding the Importance of Updating Beneficiaries on Your Accounts
As I discuss the significance of updating beneficiaries on accounts, I highlight the consequences of not having a designated beneficiary. It's crucial to ensure that your money goes to the…

YOUTUBE VIDEO: Understanding the Role of Checking Accounts
Hi there! In this video, I share my personal approach to managing my checking account and how it fits into my financial strategy. I explain how I use my checking…

YOUTUBE VIDEO: Credit Cards vs Debit Cards Making the Most of Your Purchases
Hey everyone, it's Joe DiSanto. Today, I delve into the debate of using debit cards vs credit cards based on a recent survey on holiday shopping preferences. I advocate for…

YOUTUBE VIDEO: Maximizing Credit Card Rewards
Hey there, it's Joe D.! Today, I delve into the topic of using credit card points as cash for purchases. Did you know 29% of Americans use rewards points as…

YOUTUBE VIDEO: What You Don’t Know About Financial Fraud is Putting You at Risk
In this video, I delve into different types of financial fraud, focusing on fraud within accounts and on credit reports. I explain common signs of fraud, how to detect it,…

YOUTUBE VIDEO: The SMART Way to Build an Emergency Fund
Hey there! In this video, I delve into calculating the duration of emergency savings in case of income loss. I emphasize the importance of basing your emergency fund on actual…

YOUTUBE VIDEO: DON’T Get Caught in The Trading Volume TRAP!
In this video, I discuss whether using trading volume as a criterion for investing in cryptocurrencies is a good strategy. I explain why I personally wouldn't rely on trading volume…

YOUTUBE VIDEO: Quicken for Mac Tutorial: Menus Overview
Learn how to use the various menus in Quicken for Mac. I'll explain the important features of each menu, as well as how to customize and get the most out…

YOUTUBE VIDEO: Personal Finance Insights
In this video, I discuss common personal finance advice and whether it still holds true, especially in unique scenarios like the impact of COVID-19. I question the effectiveness of traditional…

YOUTUBE VIDEO: Understanding Social Security Benefits
In this video, I discuss important factors that can impact your social security benefits, such as early withdrawal implications, working while receiving benefits, disability considerations, legal implications, and how your…

YOUTUBE VIDEO: End of Year Planning Thoughts for Small Businesses
Hey there, it's Joe DiSanto. In this video, I discuss crucial end-of-year tax planning for small businesses, focusing on tax considerations, deductions, and retirement savings like the Solo 401k. I…

YOUTUBE VIDEO: 4 Types of Tax Professionals You Can Hire
In this video, I discuss the four main ways to get your tax return done, ranging from self-filing to working with different tax professionals. I highlight the importance of choosing…

YOUTUBE VIDEO: Wealth-Destroying Mistakes
Hey there, it's Joe DiSanto. In this video, I discuss common wealth-destroying mistakes, emphasizing the importance of early financial planning, asking for raises, learning about investing, and working with investment…

YOUTUBE VIDEO: Budget Calendars Explained
In this video, I delve into the significance of budget calendars as essential tools for managing finances effectively. I explain how budget calendars serve as cash flow projections, aiding in…

YOUTUBE VIDEO: Quicken for Mac Tutorial: Account Bar Walk-Thru
Learn how to properly use the account bar in Quicken for Mac. I'll teach you how to add and accurately read the data in the account bar, such as your…

YOUTUBE VIDEO: 9 Tax Savings Opportunities for Everyone
In this video, I discuss various tax-saving strategies for individuals, including utilizing 401k contributions, considering home ownership for tax benefits, and exploring the tax advantages of getting married and having…

YOUTUBE VIDEO: Understanding Credit Card Disputes 💳
In this video, I discuss types of credit card charges you can dispute with your credit card company, such as fraud and incorrect charges. I explain the process of disputing…

YOUTUBE VIDEO: Quicken for Mac Tutorial: How to Add Bank Accounts
Learn how to add bank accounts in Quicken for Mac. I'll walk you through the process of setting up your accounts. Then, I'll explain how to work with your accounts…

YOUTUBE VIDEO: Quicken Tutorial: “Bill Pay” vs the Bill Module
In this video, I will discuss the distinction between Quicken BillPay, an additional, extra-paid feature, and the BillPay module, which is just part of the software.

YOUTUBE VIDEO: Financial Planning Thoughts for Gen Xers
In this video, I discuss how Gen Xers can simultaneously balance the financial pressures of supporting aging parents, children, and themselves. I share budgeting strategies and emphasize the importance of…

YOUTUBE VIDEO: 29 Great Movies About Money
In this video, I list a bunch of great films that are, in one way or another, about MONEY! When you have BIG money goals, it helps to watch films…

YOUTUBE VIDEO: Quicken for Mac Tutorial: Settings Overview
Learn how to navigate Quicken for Mac with this tutorial on settings overview. I'll explain which settings should be turned on or off and WHY to help you understand the…

YOUTUBE VIDEO: How to File Your CA Statement of Information
In this video, I walk you through making either an initial statement of information filing or a renewal filing for your entity. I discuss the differences between filing it for…

YOUTUBE VIDEO: S Corp vs LLC vs Sole Proprietorship – Which Do I Choose?
My clients frequently ask me, "What is an S Corp vs LLC and which one is best?" There's a lot of confusion surrounding this topic. First of all, a limited…

YOUTUBE VIDEO: Small Business Financing Secrets (Loans, Credit & Leases OH MY!)
Looking for small business financing options? This video highlights 5 main financing methods AND how they affect your credit. We'll go into detail on SBA loans, working capital loans, revolving…

YOUTUBE VIDEO: Financial Crimes Network (FinCEN): Beneficial Ownership Information Filing Walk-thru
In this video, I will walk you through filling out this new Financial Crimes Enforcement Network Beneficial Ownership form that you must fill out if you have an entity like…

YOUTUBE VIDEO: How to Create and Manage Your Business (Properly) – 11 Steps
Whether you're setting up a new business or want to incorporate yourself to save money, this video will guide you through 11 essential steps. I'll cover everything you need to…

YOUTUBE VIDEO: How to Start an S Corp with Bizee (Formerly Incfile) rev
Learn how to start an s corp using Bizee (formerly Incfile) in this easy step-by-step tutorial. I'll reveal why I use Bizee, and clarify the most confusing aspects of the…

YOUTUBE VIDEO: Investing for Beginners: Understanding Risk Tolerance!
In this investing for beginners video, I'll demystify risk tolerance and help you understand why it is KEY to understanding how to invest in the market. I define risk tolerance…

YOUTUBE VIDEO: How to Start an S Corp with Bizee (Formerly Incfile)
Learn how to start an s corp using Bizee (formerly Incfile) in this easy step-by-step tutorial. I'll reveal why I use Bizee, and clarify the most confusing aspects of the…

YOUTUBE VIDEO: Personal Finance 101: How Do You Do Personal Bookkeeping?
In this video, I'll answer one of the most frequent questions I get from new clients: How do you do your personal bookkeeping?" (Hint: It involves Quicken!) Throughout my years…

YOUTUBE VIDEO: Personal Finance 101: What Crucial Info Do We Get From Bookkeeping?
In this video, I'll answer another of the top questions new clients always want to know: What crucial information do we get from bookkeeping?" Throughout my years as a business…

YOUTUBE VIDEO: Personal Finance 101: Why is Personal Bookkeeping So Important?
In this video, I'll answer 1 of the top questions new clients always want to know: Why is personal bookkeeping so important?" During my 25 years as a business owner…

YOUTUBE VIDEO: 3 Top Questions New Clients Ask About Bookkeeping and Quicken
In this video, I'll answer the 3 questions new clients always want to know: 1. "Why is personal bookkeeping so important?" 2. "What information can we learn from bookkeeping?" and…

YOUTUBE VIDEO: Top 5 Personal Bookkeeping Software (And Why Quicken is MY Pick!)
In this video, I'll compare the top 5 personal bookkeeping software options, including Quicken (Quicken Classic and Quicken Simplifi), Mint, RoundAbout, YNAB, and Empower (formerly Personal Capital). Then I'll reveal…

YOUTUBE VIDEO: Cryptocurrency for Beginners: Is the New Bull Market Here?
Are we officially in the next crypto bull market (as of March 2024)? In this cryptocurrency for beginners video, we'll examine charts on https://coinmarketcap.com/currencies/bitcoin/ and discuss the rising trends. If…

YOUTUBE VIDEO: Cryptocurrency for Beginners: Confusing Key Terms Explained!
In this cryptocurrency for beginners video, we'll clear up the confusion surrounding the terms "cryptocurrency" vs. "digital currency," "coins" vs. "altcoins," and "blockchain." Some of these terms are used interchangeably…

YOUTUBE VIDEO: Cryptocurrency for Beginners: Altcoins & Web3
In this cryptocurrency for beginners video, we'll explore the evolution of Bitcoin, and the creation of the Ethereum, Solana, and Polygon blockchains. This brief history will help demystify these key…

YOUTUBE VIDEO: Cryptocurrency for Beginners: Bitcoin and Blockchain
In this cryptocurrency for beginners video, I'll introduce you to Bitcoin! When it was created between 2008 and 2009, Bitcoin was worth next to nothing. Currently, the highest price paid…

YOUTUBE VIDEO: Top 12 Investing Terms For Beginners!
In this video, I am going to run through a glossary of common investing terms. I cover the following terms; stocks, bonds, EFTs, mutual funds, REITs, market index, risk tolerance,…

YOUTUBE VIDEO: Independent Contractor VS Employee (A Must-Watch for Business Owners!)
In this video, I detail the differences between hiring an Independent Contractor Vs an Employee, and why this distinction is important to stay in compliance with state and federal requirements.…

YOUTUBE VIDEO: How to Invest in Stocks for Beginners (7 Modern Approaches)
In this "How to Invest in Stocks for Beginners" video, I'll give an overview of the 7 modern methods or philosophies of investing that you should understand when investing money…

YOUTUBE VIDEO: 4 Ways To Get Your Money Invested In “The Market”
This "How to Invest" video gives an overview of the four main ways to get your money invested in the market: #1: Do It Yourself #2: Robo-Advisor #3: Human Advisor…
YOUTUBE VIDEO: Easy-to-Follow Gusto Setup Walk-Through Updated for 2024
In this video, I'll walk you through the process of setting up Gusto Payroll. Specifically, we'll focus on setting up payroll for a single-owner consulting corporation, emphasizing the S-Corp structure.…

YOUTUBE VIDEO: Renting vs Owning: Are You Making the Right Choice? (Answered Using Actual Math!)
In this video, I'll discuss the age-old question of whether it's better to rent or own and use actual math on a spreadsheet to show why I believe owning is…

W2, W4, W9, 1099 Tax Forms: What’s the Difference? (And Which One Do You Need?)
In this video, I'll explain the differences between tax forms W2, W4, 1099, and W9. Many people get these mixed up; some are more associated with staff wages, such as…

YOUTUBE VIDEO: Quicken Tutorial: Set Up Your Brokerage Account!
In this video, I'll be giving another Quicken tutorial, this time covering how to set up a brokerage account in the program. I'll also go over some of the specifics…

YOUTUBE VIDEO: Quicken Tutorial: Accurately Track Your Crypto!
In this video, I'm going to walk you through tracking your cryptocurrency in Quicken. In order to keep track of your coins, I'll demonstrate how to manually enter them into…

YOUTUBE VIDEO: Quicken Tutorial: Recategorize Multiple Transactions Quickly (and in Bulk)
If you're a Quicken user and constantly need to re-categorize transactions, this video is for you! In this video, we will discuss how to quickly re-categorize multiple transactions. Quicken has…

YOUTUBE VIDEO: Quicken Tutorial: Speed Up Your Learning With These Secrets!
I'm calling this video tips and tricks because I review Quicken's most commonly accessed features. I give you a broad overview and get you acclimated to the software and the…

YOUTUBE VIDEO: Quicken Tutorial: Learn How to Enter & Memorize Your Paycheck!
In this video, I'll demonstrate how to properly enter your paycheck into Quicken and journal your gross pay and taxes so that your reporting accurately reflects the actual reality of…

YOUTUBE VIDEO: Quicken Tutorial: Using Category Groups To Transform Your Reports!
In this video, we'll look at how to use category groups in your reporting to help you refine your reporting to be how you want to see your information displayed…

YOUTUBE VIDEO: Speed Up Your Workflow Using The Preferences Pane
In this Quicken tutorial video, I'll go over the Quicken software's preferences pane. You can set many default options in the preferences to instruct Quicken on how you want it…

YOUTUBE VIDEO: A Menus and Features Walk-Thru
In this video, I'll do another Quicken tutorial, going over all of the top-level menus and toolbars that you'll see when you first start using Quicken. There are a few…

YOUTUBE VIDEO: Learn How To Quickly Download & Categorize Transactions.
In this video, I'll show you how to download and categorize transactions after you've created an account. I also go through some other steps, such as adjusting the opening balance…

YOUTUBE VIDEO: Connect Your Bank Account In A Few Simple Steps
In this video, I'll walk you through the process of connecting your bank account to Quicken, as well as discuss some of the nuances and little tips and tricks that…

YOUTUBE VIDEO: How to Buy and Get Started With Quicken
In this video, I'll walk you through the process of purchasing Quicken and discuss the differences between Quicken for PC and Quicken for Mac. I'll also show you how to…

YOUTUBE VIDEO: Get Organized FAST By Using My Quicken Categories Template File! (Huge Time Saver!)
This video will demonstrate how to set up Quicken using one of my template database files. So here's a quick explanation: Quicken collects all of the data that you enter…

Uncovering the Secrets Behind Real Estate Profits
Are you finally ready to invest in real estate but still feel a little clueless about how much return you will get? Does investing jargon still confuse you at times?…

YOUTUBE VIDEO: Cap Rate Calculations in Seconds!
You may have an understanding that real estate is a solid investment choice. You may even be at the point where you have started looking! But once you find an…

YOUTUBE VIDEO: Unlock the Secrets of Financial Success with Quicken! (A How-to Guide)
There just isn’t any way around it. No matter how you earn, invest, slice, dice and spend your money, one financial fundamental will hold true: you must track your finances…

YOUTUBE VIDEO: Get Control of Your Finances! Learn Easy Budgeting With My Free Template!
In this video, we're going to teach you how to get control of your finances. We'll show you how to create a budget and stick to it, no matter what.…

YOUTUBE VIDEO: See How Quickly You can Create an LLC for Real Estate with IncFile!
In this video, I walk you through creating an LLC (aka limited liability company), using the service IncFile. IncFile is a web-based service where you can create corporate entities for…