Let's face it, discussing prenuptial agreements isn't exactly the most romantic topic for couples gearing up to tie the knot. But it's a conversation that needs to happen, right? It's all about protecting your love and your assets. And who better to weigh in on this than folks who've walked down this road?
The savvy people of Reddit have some real talk about managing love and assets. Here's what they've got to say about prenuptial agreements:
Be Aware of the Laws Before Tying the Knot
One user disclosed how they were being forced to pay their ex’s taxes even after the two divorced. This is why you should be aware of all marriage laws before you tie the knot and understand how the costs and income will split once you go your separate ways.
Many Redditors shared their stories of how they had been taken to court by the person who once claimed to love them the most. They believe that while you may be in a happy marriage right now, it won’t take time for the tables to turn. And that is exactly what happened to them.
Have a Joint Checking Account
A Redditor said, “We have a joint checking account and maintain separate accounts otherwise. The only money in the joint account is for paying house expenses.” Some users agreed that this was a great way to avoid arguments over money in a marriage.
Someone with a prenup stressed the importance of being upfront about what you need to protect. After all, honesty is the best policy.
Have a Discussion on Financial Abuse
One user, scarred by past experiences, was adamant about maintaining financial independence to avoid abuse.
Consult A Professional
Several users shared how the lovey-dovey phase should not cloud a person’s judgment. All couples should speak to a professional about the prenuptial agreement and its terms before signing the marriage certificate.
Don’t Commingle Any Additional Money with Shared Funds
Since you are keeping your finances private, it doesn’t make sense to merge any additional money that you may receive. A user believes that “if you inherit money or property that’s yours with or without the prenup, just don’t commingle it with the group funds.”
Partners Can Change Overnight
Of course, everything feels like sunshine and rainbows these days, especially since you fell in love. But the fact is people can change, some more so than others. A user expressed that someone can turn into a monster once “they have you locked in.”
Maintain Separate Finances
With over a quarter-century of marriage, one user advocates for separate finances. It's worked for them.
Protect Yourself Always
You can love your partner wholeheartedly, but when it comes to finances, users believe that “everyone should understand their own priorities” to maintain financial independence. Your money is your money, keep it to yourself.
These nuggets of advice from experienced folks about marriage and prenups are worth considering when you’re trying to balance love and personal protection.
This thread inspired this post.