The Ups and Downs of Reinventing Your Life At 43 With a Kid

The Ups and Downs of Reinventing Your Life At 43 With a Kid

So…Hello!  We are Joe and Kristin DiSanto, a former executive producer/business owner and a former film/commercial editor from Los Angeles. Since meeting and marrying in Los Angeles, we spent many years and grueling hours climbing to success in advertising, film, and television.

We went from often working for free to building a post-production company with our best friends that brought in millions of dollars, won Emmys, and fulfilled our lofty career goals. AND THEN WE KISSED IT ALL GOODBYE to start a new life.  

At the ages of 38 (Kristin) and 43 (Joe), we left our stressful big city careers and relocated to a charming Florida beach town where we knew no one but had the freedom to raise our 3-year-old son full time—and redefine our “dream life.” We traded time spent on work for time spent together as a family. 

Kristin is now able to be a full-time mom and part-time blogger. Joe is a part-time CFO and small business consultant, and part-time blogger. No matter how much you love your job (we love our careers), it depletes your time and drains your energy. So when you get home to your supposed “life,”…you have little left to give. We wanted to take back that life force and attempt to hit the reset button. 

How did we manage to pull this career shift off? Well…a lot of financial planning, some good investments (primarily real estate), and a healthy fear of life passing by before we got a chance to live it. But even with most of our financial ducks in a row, it still wasn't easy.

We had a total breakdown in Austin, TX (our first stop on the journey) and made many mistakes that cost us emotionally and financially. For instance…I don't know…saaayyy…moving halfway across the country with a toddler twice in three months!

So, we will relay our story to you in hopes that you can follow your desires to change your life and venture into the unknown…with some valuable info under your belt.

Meeting and Making it in La La Land

As a couple, we made a pact long ago to try and keep our lives interesting. When things were getting stale, we should push ourselves out of our comfort zones and go bigger. If life is a game, we want to win and have as much fun as possible doing it. We lived very different lives in our youth but somehow ended up with a similar shared desire to succeed, and we were able to find each other and take on the challenge together.

Joe grew up in Providence, Rhode Island, where he spent his youth riding BMX bikes, breakdancing, and graffiti tagging “Smash” around town. Kristin is a former musical theatre nerd turned film nerd. She grew up taking tap classes, attending Broadway shows, and singing at church in Grand Rapids, MI. Fate brought our two strangely divergent paths together at a Venice, CA, music video post-production house, where we fell in love and set out to achieve our dreams in the entertainment industry in August 2002. 

By 2004, Joe bought his first home, and we moved into it together! Luckily a few years later, with the help of that house and a few diagonal moves on the work front, he managed to get himself entirely out of student loan and credit card debt (-75k). Kristin was steadily climbing the ranks of commercial editing along the way and was finally starting to catch some breaks. In late 2005 Joe and his partners broke off and started their own company, which Kristin soon joined.

From 2006-2018 we managed to build a multi-million dollar post-production company with our best friends, helped create and edit critically acclaimed films, commercials, and an Emmy-winning TV show, got married on a mountaintop in Santa Barbara, bought eight investment properties and our beachside dream home, and then, in 2018, left all that achievement behind. Why? Two main reasons: inertia and the birth of our son.  

First, Let’s talk about inertia. We had made that promise to each other to keep our lives exciting, and without realizing it, our life had developed, shall we say, a cage-like predictability. We came to refer to this phenomenon as “The Golden Hamster Wheel.”

We seemingly had it all figured out. We had a successful business; we were living in a “great house” in a  “great neighborhood” with “great schools” (hard to come by in LA). Our commute to the new office, which Joe had recently completed construction on, was only 15 minutes away (that short commute was a MAJOR life bonus for anyone living in LA). And we worked on cool projects every day with our friends. 

We knew it all SHOULD have completely fulfilled us (and it did for a long while), but the truth was…it wasn't doing it anymore. (It was actually really annoying that it wasn't. Things would have been much easier if it was..haha!) We felt like something was missing. Somehow we couldn’t see then that we were running, like scared little hamsters, on that big ol’ shiny wheel we had so painstakingly constructed.  

And then it happened…

Was the Missing Piece Our Progeny? (haha)

In 2015, we were overjoyed by the birth of our son. We expected a difficult transition as we became new parents and returned to work. But we figured after the first year, it would be much easier. We were wrong. 

Not only did life not get back to normal, but it also got worse. Maintaining our lifestyle became much more complicated. We rushed to the office, leaving our son with a nanny all day (thank God she was the best human we could have ever hired). Work had started to become more and more like a J-O-B and less and less like our passion. One of us floored home to see our son just before bed. 

We ordered our overpriced organic groceries online because we didn’t have time to go to the store. We had a housekeeper because we didn’t have time to clean or do laundry. We drove expensive cars, wore trendy clothes (ok, that was just Kristin), and always had hair and nails done (Kristin, again) because we “needed” to project a particular image in our line of work. 

We took our son to museums and restaurants and play dates on the weekend, tried to maintain our LA social life, failed to exercise, attempted to rejuvenate our romance occasionally, and at night we fell asleep just freaking exhausted—and then it started all over again the next day. 

We felt like we were going through the motions and no longer actively playing the game. And frankly, we started to get sick of hearing ourselves complain. Our Golden Hamster Wheel was revealed to us in all its tedious glory. 

We had to finally admit that we were working and buying our way through life—and paying for it in more ways than one. It’s astounding how you can work so hard to achieve a very specifically sought-after life…and have it ultimately leave you feeling unsatisfied.  

Over the years before having a baby, we had begun to wonder if our passion and drive would eventually wear out—that the long hours would suck all the energy and creativity out of us. We’d casually talked about how “someday, maybe we’d just quit our jobs and try something new,” but it was always a “someday” that was far off in the future. And besides, why would we do that?! We were living our DREAM LIFE, right? 

The Catalyst for Our Cross-Country Move

The birth of our son suddenly made clear that “someday” had most definitely arrived.  

During the first two years of our son’s life, we hatched a plan to take a one-year hiatus from work (how we would technically accomplish this was unclear, but most great things start as a dream!:). We came up with the idea to move close to one of our rental properties in Austin, TX, renovate it, then move into it, and then decide at the end of that year if we wanted to return to our old life. 

Initially, this was easier to swallow than just leaving everything behind…FOREVER! But it didn’t take long for us to see that the likelihood of being able to come back (or wanting to) after leaving our careers and selling our home was minuscule. 

We decided we would have to leave indefinitely and divest ourselves from the company and our jobs. It took about six months to activate our plan.

It was a major undertaking of paperwork and awkward chats with stunned friends and colleagues (“Wait, so what are you doing? And why are you doing this?”), but it all came to fruition the morning we finally got on that plane and watched Los Angeles and everyone we loved fade into the distance.

It felt like life was beginning for us again.

(That sounds sweet when you put it like that, but spoiler alert, we weren't feeling the warm glow of freedom, sunshine, and a new life…we were kind of freaking the @#$% out).

Hello Austin, TX! (or “Dear God, What Have We Done?”)

As it turns out, the burbs of Austin were a very brief stop for us—as in only eighty-eight days! It wasn’t exactly the beginning we’d imagined. 

We like to think of it now as our “purgatory,” where we were sequestered while we detoxed from our achievement-oriented lives in LA. We were one-on-one with our son full-time for the first time, and we had no official jobs to pull us away.

NO JOBS!

We did have the renovation of our rental house, which we were living just a few minutes away from, but other than that, there was nowhere to hide from our fears. It wasn’t long before the initial thrill of leaving our careers turned into sheer panic.

Are we COMPLETE IDIOTS???

Did we really quit our amazing jobs to live in a town so hot it literally feels like you are burning in hell!? And how can a place possibly have as many god-forsaken strip malls as they have blood-sucking mosquitos!?!

And, of course, there was the constant moaning about “having no friends.” Suffice it to say; there was a lot of crying after our move and pointless daydreaming about how we could negotiate our way back into our old, safe lives.

What. Had. We. DONE.  

Beyond our fears, we also had our 3-year-old son, who found the change difficult. When we read about people living in RVs with small children, it always amazes us.

Our son does not do well with CHANGE, as it were.  Just getting used to a new room took him a while, never mind leaving behind his best friend and nanny and then being introduced to preschool for the first time. 

It was tough on him, and we felt pretty bad about it. (Little did he know he would be moving into two more new rooms in the next nine months before he was finally settled). Though admittedly, I think he was happy to leave Austin for Florida, too..haha!

Okay, so sounds pretty great so far, right!? Ready for your big move now? Ha ha! Well, it’s time to turn this sad tale around. No, we didn’t run back to LA with our tails between our legs.

Luckily, after spending way too much time feeling lost in a bottomless pit of anxiety, we were still sane enough to know that we HAD TO DO SOMETHING to help get us through our physiological turmoil. 

After navigating our own crossroads, we discovered the power of informed decision-making and strategic planning. Our journey taught us that understanding the fundamentals of personal finance and business management isn't just about securing your future—it's about reclaiming your life and living on your own terms.

Dive into our courses to start shaping your path to freedom and fulfillment today. Discover how to master your finances and life with our comprehensive guides.

Climbing Our Way Out of Despair

Feeling like you’ve lost everything that once defined “you” can be a good starting point to reevaluate who you really are without all the labels. So, we tried to dig deep. We started searching for the…dun dun dun: “meaning.”

We began voraciously reading books about “finding joy” and “life’s purpose.” We researched and started meditating. We downloaded courses on “gratitude.” We watched documentaries about happiness. We drank a lot of cheap Lonestar beer (not exactly digging deep, but, hey, we’re human).

And you know what? It helped! It started to make a significant difference. At times, we could actually peer through the thick fog of fear and see all that we had gained—instead of thinking about the “conveniences” and “comforts” we had given up. We began to more clearly see behind the curtain.

Rental Property Rehab

While our son was at preschool each morning, we went over to the rental house and scraped, painted, dug, and scrubbed. We decided that, among other tasks, we were going to take on painting the entire interior of the house.

It’s possible we were romanticizing what this would actually entail, but let’s just say we learned that painting a WHOLE house (from new drywall) is pretty tough and time-consuming for a do-it-yourselfer. It is NOT a “meditative technique.” Perhaps we (Kristin) read Eat Pray Love a few too many times.

As it turned out, painting the entire interior of a house was a frickin’ tedious undertaking.

We’d start out each morning very detailed and careful each morning, but after a few hours of painting, we were spent, and we’d end up slopping it on and thinking, “Yep, good job.”

Painting isn’t rocket science; almost anyone can do it, but it tests one’s inner (and outer) strength. It made us realize that we’d taken for granted all the painters who do professional work and keep it up hour after hour on a daily basis. (Sending out MAJOR high fives to all house painters everywhere.)

Strangely, though, the more days we worked, the more satisfaction we discovered in our small triumphs—like identifying and removing an invasion of poison ivy without contracting a rash…or learning how to use a paint gun like a ninja (paint rolling is for suckas). We had puffy, swollen eyes, paint in our hair, and fingertips so ripped up they were peeling off in chunks (damn you, steel wool!), but we were gaining so much more. 

Alright…don’t throw up when you hear this, but every morning at breakfast, we each took turns writing down something we were grateful for to add to the “grateful jar.” (A Gratitude course inspired this we’d downloaded from the Insight TImer App.

We swear it will change your life!) We could literally see the results of our efforts stacking up in the glass jar. Feeling gratitude for things like “The way our pepperoni pizza reheated so well in the oven” and “lightbulbs because they make everything bright” truly made us happier. 

Ultimately we had to admit reluctantly we couldn’t have picked a better place for our detox period.  If we had moved to paradise with beaches and margaritas, it just would have distracted us from the work we needed to do to let go of our old lives.

We had to learn to relinquish the tight control we had maintained over every aspect of our existence and just ride the wave you’ve got. (but to be clear, we don’t surf. I think I got that from Pete The Cat).

Goodbye Texas, Hello…NEW US? 

As much as we felt reluctantly rewarded (wait did I say reluctantly again?) by the metamorphosis of our Austin rental and truly gained from the experience, we couldn’t wait to GTF out. Ha! We slapped a “for sale” sign up on our Texas house and, luckily, sold it for the asking price. 

Then, just three months after having packed all our belongings into a moving truck, we made a second major life decision to pack up and move our family AGAIN. It was not an exciting proposition, but we saw it as the only way forward.

Where did we go?  Well, that's a very modern tale involving the internet.  We didn't know where to go. When you are not driven to a place by either family or work, it’s actually surprisingly hard to “know where to go.”

We knew we missed being near water and wanted a town with a charming main street. So…we googled “reasonably priced seaside towns with charming main streets.”  Yeah, weird.

Anyway, we made a list of six towns that looked really good in the pictures and seemed to check off some or all of our boxes. Reasonably priced homes, reasonable to low property tax, hopefully, no income tax, walkable, decent schools, etc, etc. It’s hard to get all these things in one town!  

Then we said to ourselves, well, we need to visit these places. The problem was that we only had about 1.5 months left on our Airbnb and still had a renovation to complete before that date arrived. So, we picked the most promising town and went for five days…Dunedin, FL.

It’s hard to decide if you want to move somewhere in a few days, but we were NOT staying in Austin…and we didn't have time to visit anywhere else on the list, so we were like, “Here we come, Dunedin! (PLEASE PLEASE be a nice place to live, Dunedin!!!!).”

Well, fortunately, Dunedin turned out to be a wonderful place to live. We love living here…THANK GOD. And this time, we figured out a much cheaper way to move, which involved a smaller truck, less stuff, and Joe driving it alone for two days (more on that in the numbers). Within a short time of being here, we also found a home we wanted to invest in and renovate!

After another “fun” 8-month renovation, we moved into our “new old” 1942 craftsman home (almost on our 1st anniversary of leaving LA). It’s located just a short walk from the gulf, and even at that, our costs are significantly less than in LA.

We both work from home, have one car, clean our house, and spend most of our time with our son and some great new friends. We’re free to exercise (almost) every day, walk to restaurants for dinner (I know, breathe into a paper bag FI/RE friends), and visit our families more than ever. 

We can’t say that it’s been easy to make this transition. It was the hardest, craziest thing we’ve ever done, and our egos often put up a helluva fight. But over a year after extracting ourselves from our former life, and with plenty of time to reflect on what we really want in this next chapter (which we refer to as our “Scenic Route”), we know that we made the right decision for our family.  

What Have We Learned?

First, we learned that quitting our jobs and moving to another state with a young child was “a big deal.” We both moved to LA in our 20s from states far away, and it didn’t seem hard to either of us at the time.

So I don’t think we could have ever guessed its impact on us. Also, after living in a place for so long, it becomes part of your identity, which is hard to unwind.

In so many ways, we lost our family’s safety net. BUT, when you let go of everything and everyone you’ve been gathering around you for years to create your life, you’ll find that you DO eventually settle in.

When you do, you begin to feel a weight lifted off your shoulders. Maybe this freedom allows you to evolve faster into a more authentic version of yourself.

Now we are not so concerned with “winning” the game but are more interested in having the flexibility to adjust as we go. We want to be (as) financially independent (as possible), travel more, and possibly move abroad when our son is a bit older. 

Also, we’ve learned to focus more on intrinsic goals—like living each day with gratitude—instead of extrinsic goals—like seeking recognition. (Although being able to live each day with gratitude deserves some award, right?!?!) We have to keep working on this constantly! We haven’t mastered this new way of viewing life yet.

Finally, we learned that we can move away, survive, meet people, and have amazing adventures. When we first left LA, we weren’t confident about our decision and feared that we would want to return to the way things were.

But now that we’re happy and doing well, we’re even more confident that we could try something crazier, like moving to a foreign country. But for right now, we’re staying put!!!

Founder at Play Louder !

Joe DiSanto is the founder of Play Louder! He has built multi-million dollar businesses, produced critically acclaimed documentaries and an Emmy-winning TV show, invested millions in real estate, and semi-retired at age 43. Now, Joe serves as a Fractional CFO for several creative firms and is sharing a lifetime of fiscal know-how via Play Louder, an invaluable resource that helps individuals and business owners increase their net worth and plan better for their future.