4 Stages of Early Financial Independence

When we finally realized that life was long (hopefully) and retirement seemed a distant goal, we started to imagine a new way to think of the story of our lives.

So, If you can achieve early financial independence, you can add a whole extra unexpected act to your life story. And who wouldn't want a more interesting story?

The 4-Act Structure (and Early Financial Independence)

Hello hero! Attain knowledge and go to school. Find yourself!

Act 1 (Introduction)

Capitalize on your strengths. Launch your career, make money, and invest aggressively (attempting to solve the problem of having enough money to live on in Act 3).

Act 2 (Development)

Achieve early financial independence or semi-retirement. Change it up! This is the time for less work, being active, traveling, and raising children. (Ok, I admit, the children part bunks the travel part a little. Oh well.)

Act 3 (The Twist!)

Full retirement. A life of leisure. A comfortable rocking chair on your porch, a box of reasonably priced wine, and the warm embrace of the death just over the sunset.

Act 4 (Conclusion)

Does This Sound Like A Better Story?

There you have it–a much more intriguing story indeed. In this interpretation, our most dramatic and exciting act is…Act 3! In this act, the hero (you again) have overcome the major problem (making enough money to live comfortably), and now have the financial freedom to be spontaneous, spend more time with family, and enjoy being alive!

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