As a mother, I've learned that wasting money on that second pair of sunglasses just because they're cute isn't an effective use of my finances, especially if one of my children needs something essential.
Amusement parks have massive out-of-pocket costs to get through the gate for a day of walking, where you'll inevitably spend more money on food, drinks, and a special momento.
These mobile homes lose their value so quickly that even six months after purchase, you'd have to drop your asking price by thousands to get anyone to bite on taking it off your hands.
By buying those small micro-transactions, you advance faster in the game, and before you know it, you've spent your discretionary funds on that ‘free-to-play' game.
We're not talking about Picasso or even Banksy, but rather that style of art that doesn't fit into any art category and is only art because some “wannabe artist” who dreams of a breakout piece deems it to be.
That long-held dream of winning millions in the lottery is easily one of the most recognizable long-term places to bet your money.
While you're not likely to see a return on your spending, you're buying into the hype of the possibility of winning that massive Powerball or Mega Millions payout.