A commenter discussed how their mother-in-law's excellent planning ensured the state would quickly transfer her estate to her designated heirs. She included all her essential legal documents like her birth certificate, social security info, and marriage and divorce paperwork.
Several people had an issue with not having the necessary password access when a person died. This idea is a potential solution to that issue that could make parents feel more secure in passing those secrets on at the proper time.
This person's story highlights the importance of getting this information in case your parents need that help. Children can help their parents with decisions about medical care when they may not be coherent enough to do it themselves.