60k a Year Is How Much an Hour?  (And How Do I Budget for That Salary?)

Your hourly wage depends on how many hours you work each year. It’s also important to take into account how much paid and unpaid vacation time you receive.

If you work 40 hours a week, then your yearly working hours amount to 2,000 hours. In order to calculate your salary in this circumstance, you divide $60,000 by 2,000 hours to come to an hourly wage of $30 per hour.

We all have goals we’re working towards financially. Budgeting is very important because it allows you to cover your expenses, as well as plan for your those goals and the future.

Budgeting for Necessities

When budgeting for your salary, you want to make sure your necessities don’t exceed half of your monthly income. Necessary expenses include groceries, housing, and transportation.

Budgeting for Health Care

Health care is a variable because you may get some of it paid for through your employer.

Again, this is a big variable. It of course depends on how many kids you have, their ages, what schooling options are available and if both parents work.

Budgeting for a Child

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