Get A Business Credit Card That Won’t Affect Your Personal Credit

If you’re a business owner of any type, then you should have a business credit card. It’s a great tool to help with day-to-day operations, manage cash flow, and even expand your business at some point in the future.

If you are wondering how to get business credit, it’s pretty simple. Just apply online. It’s actually one of the easiest forms of business credit to qualify for.

But beware, not all business credit cards are created equal, and most “Best Business Credit Card” lists don’t take personal credit reporting into account. For shame!

The best business credit cards include this awesome feature: they do not report your card information to your personal credit report.

Do Business Credit Cards Affect Your Personal Credit Score?

Basically, your credit score is the gateway to, well, everything…. Want to buy your home with a loan? Hope to lock in the best interest rates…or rent an apartment..or buy a car with a loan.

Why Should You Care So Much About Your Personal Credit Score?

1) It should NOT report to your personal credit. 2) At least 1.5% cash back (I prefer the same cash back % for everything, but perhaps the tiered version could benefit the right person)

My Main Criteria for the Best Business Credit Card

A General Point About Credit Card Reward

Credit cards, on average, offer you 1-2% of “value” back for each dollar spent. That reward will come as either cash or points for travel or merchandise.

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