How to Use Credit Card Churning to Travel For Free

Credit card churning is a method of opening and closing many credit cards to obtain points and miles to travel for free. If you want to grab lots of points and miles, having many credit cards can help create this path.

Credit card churning is often frowned upon by credit card companies. They are not in the business to lose money but are in the industry to make money. It is a delicate subject that many companies try to warn about. As a travel hacker, I try to keep things simple, but you must have some strategy.

Travel hacking is the mode of gaining free or cheaper travel by earning points and miles through credit card sign-ups and bonuses.

What is Travel Hacking?

Travel hacking is not illegal, but specific modes such as manufactured spending can be seen as unlawful or taking advantage of credit card companies. Still, it is about earning points and miles to travel for free.

What is Credit Card Churning?

Credit card churning opens up cards, hits the sign-up bonuses, and closes them. People will use credit card churning to earn air miles, travel rewards, or cashback.

All You Have to do :

– Open up a card for a     particular credit card     currency like Ultimate     Rewards Points or Credit     card airline miles. – Hit the credit card bonus to     get the rewards quickly. – Once you have the bonus,     close the card before the     annual fee hits the account. – Rinse and Repeat

Certain companies allow you to obtain a second bonus only after 24 months, or companies like Chase have the 5/24 rule. You can only apply for five credit cards in 24 months, or you will not get a new card.

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