Personal Capital Review: Pros and Cons in 2022

Created in 2009, Personal Capital is a digital investment manager that seeks to give users the tools they need to properly go about retirement planning, portfolio management, and personal budgeting.

This Personal Capital review will cover exactly what Personal Capital is, some Personal Capital features, and some Personal Capital pros and cons.

Personal Capital Review

Personal Capital Overview Personal Capital has two parts to its offerings. The first is a suite of free financial tools to help elevate your finances, and the second is a full-featured robo-advisor platform.

If you're interested in getting a holistic view of your net worth, investment accounts, and credit cards, you'll benefit from this free tool. Personal Capital comes with a mobile app that has earned it many rankings in “top budgeting apps” lists and offers users a true all-in-one solution to their personal finance struggles.

How to Setup With Personal Capital The first thing you'll want to do is assemble a list of your basic information and also mentally prepare for an encounter with a Personal Capital employee to talk about your financial situation.

Personal Capital Features Before you go ahead and schedule that call with a Personal Capital financial advisor, make sure you know what you're getting yourself into.

Personal Capital offers a comprehensive portfolio analysis tool that is both highly accurate and visually appealing. In the allocation tool, you can clearly see how much of your portfolio is allocated to cash, international stocks and bonds, US stocks, and alternatives.

Portfolio Analysis

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