Learn the Basics, the Lingo, and the Opportunities in Real Estate Investing

The real estate game can seem a little overwhelming when you are just getting used to the industry’s lingo.

Let’s explore some you’re most likely to encounter when you start shopping for a property or are about to make your first offer!

Offer / Purchase Agreement 

This is a document you as the buyer give to the seller, which expresses the amount you are offering to pay and the terms of your offer. The seller would sign this document and at that point, you would have a completed “purchase agreement.”

Escrow / Title 

Technically the term “escrow” refers to money being held by a third party until certain conditions have been met, or so that certain financial obligations can be fulfilled. 

Earnest Money / Deposit 

Your “deposit” or “earnest money” is an agreed-upon sum that you put down in order to secure the sales contract and open escrow. If you don’t meet all the terms and deadlines set out in the purchase agreement, you may have to exit the sale and forfeit your deposit.

Title research is done to be sure the property is clear of any outstanding obligations and ready to be sold. A lien, for example, could be discovered during this process, and delay the finalization of the sale. 

Title Company / Title Insurance 

Investing in real estate is well-known as one of the most effective ways to increase your wealth. It also can have the added benefit of generating passive income, which allows you to clear out your daily schedule and pursue other passions.

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