retirement

Retiring in Panama City Beach FL? What You Should Know 2024

Does owning an airy, tasteful beachfront condo with a stunning view of the ocean for less than $500,000 sound like a retirement dream? And yet, it’s what dozens of retirees are discovering is within their reach, in Panama City Beach, FL.

It’s no coincidence that the city is the target of over 4,600 Google searches for retirement destinations and related topics (Spyfu SEO data, see map above). Not only that, recent IRS data show over 9,400 people actually made the move to Panama City Beach, FL, in just one year!

Main Pros and Cons of Panama City Beach, FL for Retiree

If you’re one of those who likes to get a quick snapshot to mull over before you come back for the full picture, we’ve got you covered.

Pros

Panama City Beach, FL is a top relocation choice if your priorities include mild weather, plenty of outdoor activities and a lifestyle that balances fun with financial wisdom.

Cons

The crowds of tourists drawn to the area during spring and summer months can be an added strain for those who prize peace and quiet. 

Cost of Living

Given its extraordinary attractions, including pristine beaches, year-round sunshine, mouthwatering seafood and a vibrant culture, the affordability of a comfortable lifestyle in Panama City Beach is undoubtedly the icing on the cake.

Overview

Housing and Utilities

Analysts differ in their estimations of rental trends in Panama City Beach; some estimate that prices have gone up by 1% to 2% since last year, while others state that rents have decreased by as much as 6%.

Unless you plan to live on lettuce and milk (or oranges and beer), you’ll likely save quite a few $$ on your weekly grocery bills in Panama City Beach.

Food, Grocery and Apparel

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