What Is Homeowners Insurance?

Homeowners or home insurance is a type of property insurance policy designed to protect your home and assets in it. You can buy home insurance to protect your home or as a requirement for your mortgage.

Quality property insurance will give you peace of mind knowing you're protected no matter your financial position or where you live. 

What Risks Does a Homeowners Policy Cover?

The risks your home insurance covers are called “covered perils” in real estate insurance.

The cover you get from home insurance largely depends on the type of property you're covering.

What Types of Properties Does Home Insurance Cover?

Dwelling Coverage

This coverage is among the basic homeowners insurance policy. Dwelling coverage protects the structure of the home you live in.

A standard homeowners insurance policy will also provide coverage for other structures that are attached or separate from the house.

Other Structures Within Your Property 

Homeowners insurance will not only provide coverage for your home, but it will also protect your personal belongings inside and outside the house.

Personal Property Coverage

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