In order to become financially independent, you first need to fully understand what that means. Financial Independence means that you are not reliant on trading your time for money (that you need to live your life).
But their version means that you’ll need to either save large amounts of your active income and earn more passive income, much earlier than usual, to cover all of your living expenses.
In order to be able to retire early, you’ll need to amass wealth. Without a steady income from a job, your money will have to come from other sources like savings, investment portfolios, rental properties, etc.
So before beginning your path to financial independence, it’s necessary that you feel secure with your wealth, because it needs to last the rest of your life.