Why Business Owners Should Have a Business Credit Card

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The best business credit cards include this awesome feature: they do not report your card information to your personal credit report.

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That means you can carry a huge balance (not that you should, but you could) and it won’t affect your personal credit score. Nice.

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Why Should You Care So Much About Your Personal Credit Score?

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Want to buy your home with a loan? Hope to lock in the best interest rates…or rent an apartment..or buy a car with a loan..or get the best credit card deals…or even the lowest cell phone rates? Credit Score!

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Now if I was carrying that balance on a visible card, my score would be much much lower, which could increase the rate I would be getting on the refinance right now…or worse make it harder to get.

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That’s why a business credit card is such a great friend. It will save your precious score when you’re racking up thousands of dollars as you expand your business (or some other really good reason to carry a large balance).

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Plus many cards come with pretty nice signing bonuses to boot!

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Swipe Up

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