Why Keeping Track of your Credit Score is Important

Having a solid credit history and a low amount of debt on your lines of credit is the basis for good credit in general, but why should you keep track of your free credit score and report if you feel you know what your financial situation looks like?

Federal law authorizes a website to give you all three of your entire credit reports once a year. It is AnnualCreditReport.com.

These are not the only options, but they will get you onto the right path for finding your free credit reports, so you can be aware of everything you need to know.

You Will Be Able To Keep Track Of Inaccurate Reporting And Identity Theft

Keeping track of everything reported on your credit will help you catch any problems that arise quickly as possible.

If you notice something does not belong on your credit report for any reason, contact your bank immediately and start the process of fixing it before it gets out of hand.

You Will Be Able To Better Manage And Maintain Your Credit

It does not matter if you are fixing your credit or maintaining your credit. Keeping track of your free credit score and credit history is imperative when keeping finances healthy.

Bank apps have great programs that will notify you for free if there are any unexpected charges on your credit cards. They will also inform you of any changes in your credit report or unexpected new accounts opened.

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