YOUTUBE VIDEO: Credit Cards vs Debit Cards Making the Most of Your Purchases

Hey everyone, it's Joe DiSanto. Today, I delve into the debate of using debit cards vs credit cards based on a recent survey on holiday shopping preferences. I advocate for using credit cards due to the potential for earning points and cash back rewards, sharing my personal experience of earning over $4,000 annually in cash back. However, I emphasize the importance of financial responsibility and understanding your spending habits to avoid falling into credit card debt. Remember, using credit cards wisely can offer benefits like extra time to pay off balances and protection against overdrafts.