YOUTUBE VIDEO: Is Financing Holiday Gifts REALLY Worth the Cost?

In this video, I address the question of whether it's advisable to finance holiday gifts through methods like credit cards, buy now pay later, or personal loans. I emphasize the importance of not going into debt for gifts, suggesting that if one needs to finance holidays, there may be underlying financial issues. I recommend either increasing income, reducing expenses, or a combination of both to manage holiday expenses effectively. Tracking income and expenses is crucial for financial stability. Planning ahead and saving throughout the year can help cover holiday expenses without resorting to debt.